THIS SITE IS INTENDED ONLY FOR INFORMATIONAL PURPOSES AND IS NOT INTENDED TO PROVIDE INVESTMENT, LEGAL, OR TAX ADVICE. PLEASE CONSULT A LEGAL, INVESTMENT OR TAX PROFESSIONAL IF YOU NEED INDIVIDUALIZED ASSISTANCE.
NO COMMUNICATIONS WITH TWP, ITS EQUITY HOLDERS, OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS VIA CUSTOMER SUPPORT, E-MAIL, TELEPHONE OR ANY OTHER MODE OF COMMUNICATION SHALL BE CONSTRUED AS INVESTMENT ADVICE OF ANY NATURE AND SHOULD NOT BE RELIED UPON BY YOU AS INVESTMENT ADVICE.
TWP IS NOT A TAX ADVISOR. INVESTORS SHOULD OBTAIN INDEPENDENT ADVICE ON THE TAX CONSEQUENCES OF THEIR INVESTMENTS.
If you register you will be asked to provide a password. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You are responsible for all activities that occur under your account. If you have reason to believe that your account is no longer secure (for example, in the event of a loss, theft, or unauthorized disclosure or use of your account ID or password), you must immediately notify TWP at: firstname.lastname@example.org. YOU WILL BE LIABLE FOR THE LOSSES INCURRED BY TWP OR OTHERS DUE TO ANY UNAUTHORIZED USE OF YOUR ACCOUNT.
Our services rely upon the accuracy of your Profile information as you provide it to TWP. You are solely responsible for any errors, omissions or inaccuracies in your Profile data. You agree that we shall have no liability for your failure to promptly inform us of material changes in your financial circumstances which may affect the quality of services provided by TWP to you. TWP shall have no obligation to verify any information provided by you.
TWP’s provision of services is non-discretionary. We do not and will not have custody over any of your financial assets and do not and will not have any authority to make any investment or purchase any securities on your behalf. It is in your sole and absolute discretion how and whether to invest your resources.
THE INFORMATION PRESENTED ON THE TWP SITE IS NOT INVESTMENT ADVICE OR A SUBSTITUTE FOR YOUR OWN INFORMED JUDGMENT. AS BETWEEN YOU AND TWP, YOU ARE SOLELY RESPONSIBLE FOR YOUR OWN INVESTMENT DECISIONS.
You must be at least thirteen (13) years of age to register or otherwise use the TWP Site. By using the TWP Site, you represent and warrant that you have the right, authority and capacity to enter into these Terms of Service and to abide by all of the terms and conditions of the Terms of Service.
TWP reserves the right, at our discretion, to change, modify, add, or remove portions of these Terms of Service at any time, provided that if such modifications materially limit your rights and/or expand your obligations hereunder, TWP will notify you electronically, such as by e-mail or through the TWP Site. Any such material modifications will take effect on the earlier of the date you indicate your assent (by clicking “Accept”, continuing to use the TWP Site, or otherwise) or 30 days after TWP’s notice of the changes. If at any time you disagree with the Terms of Service or any modifications thereof, you shall cease using the TWP Site. Your continued use of the TWP Site after the revised Terms of Service become effective (such as following notice as set forth above) indicates that you have read, understood, and agreed to the revised Terms of Service.
The TWP Site is controlled and offered by TWP from its facilities in the United States of America and is intended for use only by users within the United States. TWP makes no representations that the TWP Site is appropriate or available for use in other locations. If you are accessing or using the TWP Site, you do so at your own risk and you are responsible for compliance with applicable law.
The fees for services through the TWP Site are as described on the TWP Site. At the time of subscription you may be asked to provide your credit card, debit card, PayPal, or other such payment information on the TWP Site and may be billed by TWP for services rendered.
All payments will be processed by our third party payment processor. Applicable payments for each month are charged to your applicable card or account, as applicable, on the first day of the 30 day billing cycle established on the day this Agreement is accepted. Your credit card, debit card, PayPal, or other such payment information will be retained on file, whether by TWP or its third party payment processor, to the fullest extent permitted by Payment Card Industry Data Security Standards to facilitate the monthly charges for the services. Changes in the fees may take place from time to time upon advance written notice to you 30 days prior to the adjustment. TWP does not offer refunds, whether for partial months or otherwise; all payments are final. TWP may run promotions, surveys, contests or introduce discounts and special offers from time to time, which offers may be subject to additional terms and/or rules.
TWP is active on social media, including Facebook, Twitter and LinkedIn. You have the opportunity to comment on these websites regarding TWP and the products and services we offer, which opportunity and process is governed by those parties’ terms. You hereby grant to TWP a worldwide, non-exclusive license to any comments made by you regarding TWP on such websites or other media and TWP reserves the right to post on its website or other media any comments or content you post on or in connection with our social media pages.
The TWP Site, including the content, visual interfaces, interactive features, information, graphics, design, compilation, products, software, services, TWP trademarks, logos, videos and audio, and all other elements of the TWP Site ("TWP Materials") are owned and/or licensed by TWP. TWP reserves all rights not expressly granted in these Terms of Service. You shall not acquire any right, title, or interest to the TWP Materials, except for the limited rights set forth in these Terms of Service.
TWP reserves the right to investigate and suspend or terminate at any time (in TWP’s sole discretion) your use of the TWP Site if you have misused the services or the TWP Site, or behaved in a way that could be regarded as inappropriate or unlawful or illegal. The following is a partial list of the type of actions that you may not engage in with respect to the TWP Site:
TWP may provide bulletin boards, chat rooms and other interactive areas for TWP Site visitors to participate in, which we refer to in this Agreement collectively as the “Community Platforms”. Anything submitted in posts by you may be read, collected, and used by others. For example, search engines may index your questions, answers, and other posts to allow them to appear in search engine results. Your chance of maintaining anonymity will be increased if you avoid including your real name or any personally identifying information in your questions, answers, and other posts in the Community Platforms.
You agree to abide by the following guidelines for use of the Community Platforms:
All users of the TWP Site must also follow any other guidelines or rules that may be provided by TWP or posted on the TWP Site from time to time. A failure to comply with any of these guidelines or rules, or any of the other provisions of these Terms of Service, will result in, among other possible action, the immediate termination of all privileges to post content to or otherwise interact with the Community Platforms. Please report any violations of these guidelines to TWP, as provided for in the “Contacting Us” paragraph of this Agreement.
If you believe that your intellectual property rights have been infringed or otherwise violated by any user of the TWP Site, you must provide us the following information, pursuant to Section 512 of Title 17 of the United States Code:
TWP’s Copyright Agent for notice of claims of infringement is: email@example.com.
TWP assumes no liability or responsibility for any third party content or material of any kind that is submitted for or posted on any area of the TWP Site. TWP is merely a publisher of any such content and is acting solely as an Internet Service Provider as such term is defined in the Digital Millennium Copyright Act.
You and other users of the TWP Site are solely responsible for the contents and consequences of the messages you communicate or post on the TWP Site (including but not limited to, on the Community Platforms). Although TWP is not obligated to monitor content or the accuracy of information, you acknowledge and agree that TWP, in its sole discretion, has the right to monitor, without notice, any of your content or information posted in the Community Platforms. TWP also reserves the right, in its sole and absolute discretion, to prohibit or remove any conduct or content, without notice, for any reason, and to revoke any user’s right to use the TWP Site, for any reason.
TWP may make changes to or discontinue any of the media, web communities, products, or services available within the TWP Site at any time, and without notice. The information, media, products, or services on the TWP Site may be out of date, and TWP makes no commitment to update information or materials on the TWP Site.
You are solely responsible for your involvement with other users of the TWP Site. TWP reserves the right, but has no obligation, to monitor disagreements between you and other users. TWP disclaims all liability related to any user disagreement.
You agree that TWP, in its sole discretion and for any or no reason may terminate any account (or any part thereof) you may have through the TWP Site or your use of the TWP Site, and remove and discard all or any part of your account, at any time. You agree that your access to the TWP Site or any account you may have or portion thereof may be terminated without prior notice, and you agree that TWP shall not be liable to you or any third-party for any such termination. These remedies are in addition to any other remedies TWP may have at law or in equity.
You agree to indemnify and hold harmless TWP, and its affiliates or any related companies (including those which share substantially common ownership), and the equity holders, officers, directors, employees, and agents of any of them from any and all claims, losses, obligations, damages, liabilities, costs, debt, and expenses (including attorney’s fees) arising out of: (i) your use or misuse of the TWP Site and/or TWP Materials; (ii) your violation of these Terms of Service; (iii) your violation of the rights of any other person or entity; (iv) your breach of the representations, warranties, and covenants set forth in these Terms of Service; and (v) any unauthorized use of your account not caused by a breach of TWP security. TWP reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of TWP. TWP will use reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it.
You expressly acknowledge that as used in this Section, the term TWP includes TWP’s equity holders, officers, directors, employees, agents, affiliates and subcontractors.
TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, TWP DISCLAIMS ALL WARRANTIES, STATUTORY, EXPRESS OR IMPLIED REGARDING TWP, THE TWP SITE, THE TWP MATERIALS AND TWP’S PRODUCTS AND SERVICES, INCLUDING THEIR FUNCTIONALITY AND MATHEMATICAL ACCURACY, AND INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT AND ANY WARRANTY ARISING FROM A COURSE OF DEALING OR USAGE IN TRADE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM TWP, THE TWP MATERIALS OR THROUGH THE TWP SITE, WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS OF SERVICE.
"As is" and "As available" and "With all faults"
You expressly agree that the use of the TWP Site and the TWP Materials is at your sole risk. The TWP Site, TWP Materials, and any third-party media, content, software, services, reference sites, or applications made available in conjunction with or through the TWP Site are provided on an “as is”, “where is” and “as available”, “with all faults” basis and without warranties or representations of any kind, either express or implied.
Website operation and non-TWP content
TWP does not warrant that the TWP Materials, non-TWP content, TWP Site, reference sites, or any other information offered on or through the TWP Site or any reference sites will be uninterrupted, or free of errors, viruses, or other harmful components and does not warrant that any of the foregoing will be corrected or correctable.
TWP does not warrant or make any representations regarding any information made available through the TWP Site, or the use or the results of the use of the TWP Site or any reference sites, in terms of correctness, accuracy, reliability or otherwise.
Harm to your computer
You understand and agree that you use, access, download, or otherwise obtain information, materials, or date through the TWP Site or any reference sites at your own discretion and risk and that you will be solely responsible for any damages to your property (including your computer system) or loss of data that results from the download or use of such material or data.
In the interest of resolving disputes between you and TWP in the most expedient and cost effective manner, you and TWP agree that any and all disputes arising in connection with these Terms of Service or the TWP Site shall be resolved by binding arbitration. This clause does not waive your rights as provided under state or federal securities laws to pursue a remedy by other means. However, to the extent applicable law does not provide other remedies: (i) arbitration is final and binding on the parties; (ii) the parties are waiving their right to seek remedies in court, including the right to jury trial; (iii) pre- arbitration discovery is generally more limited than and different from court proceedings; and (iv) the arbitrators’ award is not required to include factual findings or legal reasoning and any party’s right to appeal or to seek modification of rulings by the arbitrators is strictly limited. All such arbitration proceedings shall take place in Cook County, Illinois and shall be governed by the arbitration rules then established by the American Arbitration Association. Notwithstanding the foregoing, TWP shall not be required to pursue arbitration proceedings with respect to any claim arising under these Terms of Service with respect to intellectual property infringement, misappropriation or misuse claims, or to seek injunctive relief against you.
If you have any other questions or concerns regarding these Terms of Service, please contact us at:
The Wealth Pool, LLC
1307 W. George St., Chicago, IL